Be a hero and get a HELOC

Home Equity Line of Credit (HELOC)

- NO application fees
- NO origination fees
- Closing costs paid for by JetStream FCU2
- Interest may be tax deductible1
- Interest only payments
- As you make payments, the money is there to use again.
 
 
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1APR = Annual Percentage Rate. The Home Equity Line of Credit (HELOC) introductory rate of 2.99% APR is subject to change without notice. Introductory HELOC APR is for a 6-month period of time from the date of the HELOC account opening. Available for primary residences in the State of Florida only; maximum Loan to Value (LTV) of 80% of the appraised value. Initial draw of $15,000 required at closing. Introductory offer is not applicable to existing JetStream FCU HELOCs. After the introductory rate, the advertised regular rate applies. The advertised regular HELOC rate will be variable based on the Prime Rate as published in the Wall Street Journal (currently 7.50% as of Jauary 4, 2023) plus or minus a margin with a floor of 4.00%. Maximum rate of 17.00%. For interest-only payment HELOCs the rate can be adjusted on the first of each month following the change in the Prime Rate. For interest and principle payment HELOCs the rate can be adjusted on the first of the calendar quarter following the change in the Prime Rate. Introductory offer is subject to credit approval and property valuation; applicants may be offered credit at higher rates and other terms.


2 JetStream FCU will pay all closing costs up to $1,000. If your HELOC is paid in full and closed within three (3) years, you are the member is responsible to repay all closing costs to JetStream FCU. Property Insurance including flood insurance, where applicable, is required. Other restrictions or conditions may apply. This offer may be withdrawn at any time. For non-members, you’ll be required to join JetStream FCU. Ask an associate for details.


3 Interest may be tax deductible, consult your tax advisor for details. Offer valid through March 31, 2023. JetStream Federal Credit Union’s Mortgage Loan Officers are in compliance with the SAFE Act; NMLS unique identifier numbers are available upon request.

 

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