This calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us.
Apply before you shop
You'll know precisely what you can afford and you will be in power to negotiate at the dealership.
No prepayment penalties
Want to pay off your loan early? Perfect! We don't have prepayment penalties.
We are leaders in providing competitive Auto Loans
As a credit union, we are able to keep our interest rates lower than most big banks and provide personal service.
Low Rates
Rates from 4.99% APR - some of the lowest in town!
Extended terms
Terms up to 84 months mean you get a lower monthly payment.
Pre-approval
Fast and easy pre-approval so you can shop with confidence.
Auto Advisor
Hate going to the dealership? Our expert Auto Advisors can locate your vehicle and negotiate the best price for you — hassle-free!
Save on Insurance
Get the right coverage at a great rate from our insurance experts. Ask us for a free quote.
Save time and money and find the best quote within our insurance top of the industry partners (Progressive, Nationwide, ...) in this added service for being a JetStream member.
All vehicles in the United States are given a score by the Environmental Protection Agency (EPA) based on their estimated greenhouse gas emissions and fuel economy. SmartWay and SmartWay Elite are designations given to the most eco-friendly automobiles.
Many non-hybrid vehicles, too, can be SmartWay certified. Check out the EPA's website at epa.gov.
Our members who drive fuel-efficient cars will receive an auto loan rate reduction of .25% APR* courtesy of JetStream Federal. Choosing a car with low emissions and high fuel efficiency benefits both you and the planet. When the vehicle meets the EPA's Smartway or Smartway Elite criteria, the interest rate on a loan to purchase or refinance the vehicle is reduced by 25%.