MEMBER’S CHOICE® offers you both Credit Life and Credit Disability Insurance. Credit Life insurance is designed to help reduce or pay your eligible loan balance, up to the policy maximum, should an unexpected life event occur. Credit Disability insurance may make your loan payment, up to the policy maximum, if you become disabled due to a covered sickness or accident.
Your purchase of Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms.