Rate Schedule
All rates are subject to change without notice. You can contact us for the most current information regarding rates.
Loan Rates
Home Equity Line of Credit (HELOC)
| Term | APR* | Max LTV |
|---|---|---|
10 years Draw and 15 year repayment period. | Variable rate as low as 8.50 | 80% |
* = Annual Percentage Rate
New Cars, Trucks, Vans
| Amount Financed | Term | APR* |
|---|---|---|
100% | 36 months | As low as 4.99%b |
100% | 37-48 months | As low as 5.49%b |
100% | 49-60 months | As low as 5.99%b |
100% | 61-72 months | As low as 6.49%b |
100% | 73-84 months | As low as 6.99%b |
b Direct deposit, auto pay, credit worthiness and other applicable credit union requirements.
Used Cars, Trucks, Vans
| Amount Financed | Term | APR* |
|---|---|---|
100% | 36 months | As low as 5.24%b |
100% | 37-48 months | As low as 5.74%b |
100% | 49-60 months | As low as 6.24%b |
100% | 61-72 months | As low as 6.74%b |
b Direct deposit, auto pay, credit worthiness and other applicable credit union requirements.
Credit Cards
| Card | Rates as Low As * |
|---|---|
Visa Preferred Credit Card (Rewards) | 14.65% |
Visa Classic Credit Card (Non-Rewards) | 13.65% |
Secured Visa (Non-Rewards) | 17.65% |
Business Visa Rewards | 14.65% |
* Rates can adjust quarterly subject to Prime Rates. Maximum rate is 18%.
Personal Loan
| Max. Limit | Term | APR*c |
|---|---|---|
Up to $20K*** | Up to 36 months | As low as 9.99% |
Up to $20K*** | Up to 60 months | As low as 10.99% |
c Rates are subject to change and are based on term and individual's creditworthiness.
*** Total of all types of unsecured debts with the Credit Union cannot exceed $20,000.00
Personal Line of Credit
| Max. Limit | Term | APR*c |
|---|---|---|
Up to $20K*** | Max. 60 months | 10.99% |
c Rates are subject to change and are based on term and individual's creditworthiness.
*** Total of all types of unsecured debts with the Credit Union cannot exceed $20,000.00
New Motorcycles
| Term | APR*1 |
|---|---|
Up to 36 months | As low as 5.99% |
Up to 60 months | As low as 6.99% |
1 Special Note: Loan term and rate determined by underwriting, based upon loan amount, down payment, Loan To Value, model type and credit/income analysis.
Used Motorcycles
| Term | APR*1 |
|---|---|
Up to 36 months | As low as 6.99% |
Up to 60 months | As low as 7.99% |
1 Special Note: Loan term and rate determined by underwriting, based upon loan amount, down payment, Loan To Value, model and year, condition/mileage and credit/income analysis.
New Boats & RVs (Motor Homes & Campers)
| Term | APR*1 |
|---|---|
Up to 60 months | As low as 5.99% |
Up to 96 months | As low as 6.99% |
Up to 144 months | As low as 7.99% |
1 Special Note: Loan term and rate determined by underwriting, based upon loan amount, model type, Loan to Value, down payment, and credit/income analysis.
Used Boats & RVs (Motor Homes & Campers)
| Term | APR*1 |
|---|---|
Up to 60 months | As low as 6.99% |
Up to 96 months | As low as 7.99% |
Up to 144 months | As low as 8.99% |
1 Special Note: Loan term and rate determined by underwriting, based upon loan amount, down payment, Loan To Value, model and year, condition/mileage and credit/income analysis.
Share/Certificate Secured
3% over dividend rate |
Savings Rates
Shared Branch Locations
We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.