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Routing number 267080355

Rate Schedule

All rates are subject to change without notice. You can contact us for the most current information regarding rates.


Effective Date: October 1, 2023

Loan Rates

Home Equity Line of Credit (HELOC)

TermAPR*Max LTV
10 years Draw and 15 year repayment period.
Variable rate as low as 8.50
80%

New Cars, Trucks, Vans

Amount FinancedTermAPR*
100%
36 months
As low as 4.99%b
100%
37-48 months
As low as 5.49%b
100%
49-60 months
As low as 5.99%b
100%
61-72 months
As low as 6.49%b
100%
73-84 months
As low as 6.99%b

b Direct deposit, auto pay, credit worthiness and other applicable credit union requirements.

Used Cars, Trucks, Vans

Amount FinancedTermAPR*
100%
36 months
As low as 5.24%b
100%
37-48 months
As low as 5.74%b
100%
49-60 months
As low as 6.24%b
100%
61-72 months
As low as 6.74%b

b Direct deposit, auto pay, credit worthiness and other applicable credit union requirements.

Credit Cards

CardRates as Low As *
Visa Preferred Credit Card (Rewards)
15.15%
Visa Classic Credit Card (Non-Rewards)
14.15%
Secured Visa (Non-Rewards)
18.00%
Business Visa Rewards
15.15%

* Rates can adjust quarterly subject to Prime Rates. Maximum rate is 18%.

Personal Loan

Max. LimitTermAPR*c
Up to $20K***
Up to 36 months
As low as 9.99%
Up to $20K***
Up to 60 months
As low as 10.99%

c Rates are subject to change and are based on term and individual's creditworthiness.

*** Total of all types of unsecured debts with the Credit Union cannot exceed $20,000.00

Personal Line of Credit

Max. LimitTermAPR*c
Up to $20K***
Max. 60 months
10.99%

c Rates are subject to change and are based on term and individual's creditworthiness.

*** Total of all types of unsecured debts with the Credit Union cannot exceed $20,000.00

New Motorcycles

TermAPR*1
Up to 36 months
As low as 5.99%
Up to 60 months
As low as 6.99%

1 Special Note: Loan term and rate determined by underwriting, based upon loan amount, down payment, Loan To Value, model type and credit/income analysis.

Used Motorcycles

TermAPR*1
Up to 36 months
As low as 6.99%
Up to 60 months
As low as 7.99%

1 Special Note: Loan term and rate determined by underwriting, based upon loan amount, down payment, Loan To Value, model and year, condition/mileage and credit/income analysis.

New Boats & RVs (Motor Homes & Campers)

TermAPR*1
Up to 60 months
As low as 5.99%
Up to 96 months
As low as 6.99%
Up to 144 months
As low as 7.99%

1 Special Note: Loan term and rate determined by underwriting, based upon loan amount, model type, Loan to Value, down payment, and credit/income analysis.

Used Boats & RVs (Motor Homes & Campers)

TermAPR*1
Up to 60 months
As low as 6.99%
Up to 96 months
As low as 7.99%
Up to 144 months
As low as 8.99%

1 Special Note: Loan term and rate determined by underwriting, based upon loan amount, down payment, Loan To Value, model and year, condition/mileage and credit/income analysis.

Share/Certificate Secured

3% over dividend rate

Miami Lakes

Phone: (305) 821-7060
Fax:     (305) 819-8072

Doral

Phone: (305) 821-7060
Fax:     (305) 418-4922

Mercy Hospital

Phone: (305) 821-7060
Fax:     (877) 233-6283

Puerto Rico

(305) 821-7060 ext. 8799
(800) 426-3556
(877) 213-2954 Fax

Shared Branch Locations


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