Site Language:
Routing number 267080355
Member Accounts

Rate Schedule

All rates are subject to change without notice. You can contact us for the most current information regarding rates.


Effective Date: 07/27/2023

Savings Rates

Minimum Opening DepositMinimum BalanceMinimum to Earn DividendsAnnual Percentage Yield (APY)Dividend RateRate Fixed/VariableDividends Compounded Paid
Membership Savings Account
Minimum Opening Deposit: $5.00
Minimum Balance: $5.00
Minimum to Earn Dividends: $50.00
Annual Percentage Yield (APY): 0.10%
Dividend Rate: 0.10%
Rate Fixed/Variable: Varies
Dividends Compounded Paid: Monthly
Club Account
Minimum Opening Deposit: $5.00
Minimum Balance: 0
Minimum to Earn Dividends: $50.00
Annual Percentage Yield (APY): 0.10%
Dividend Rate: 0.10%
Rate Fixed/Variable: Varies
Dividends Compounded Paid: Monthly
IRA Savings
Minimum Opening Deposit: $1.00
Minimum Balance: 0
Minimum to Earn Dividends: $1.00
Annual Percentage Yield (APY): 0.25%
Dividend Rate: 0.25%
Rate Fixed/Variable: Varies
Dividends Compounded Paid: Monthly
Money Market-2.5K
Minimum Opening Deposit: 0
Minimum Balance: 0
Minimum to Earn Dividends: $2,500
Annual Percentage Yield (APY): 0.25%
Dividend Rate: 0.25%
Rate Fixed/Variable: Varies
Dividends Compounded Paid: Monthly
Money Market-10K
Minimum Opening Deposit: 0
Minimum Balance: 0
Minimum to Earn Dividends: $10,000
Annual Percentage Yield (APY): 0.35%
Dividend Rate: 0.35%
Rate Fixed/Variable: Varies
Dividends Compounded Paid: Monthly
Money Market-25K
Minimum Opening Deposit: 0
Minimum Balance: 0
Minimum to Earn Dividends: $25,000
Annual Percentage Yield (APY): 0.45%
Dividend Rate: 0.45%
Rate Fixed/Variable: Varies
Dividends Compounded Paid: Monthly
Money Market-50K
Minimum Opening Deposit: 0
Minimum Balance: 0
Minimum to Earn Dividends: $50,000
Annual Percentage Yield (APY): 0.75%
Dividend Rate: 0.75%
Rate Fixed/Variable: Varies
Dividends Compounded Paid: Monthly
Money Market-100K
Minimum Opening Deposit: 0
Minimum Balance: 0
Minimum to Earn Dividends: $100,000
Annual Percentage Yield (APY): 0.75%
Dividend Rate: 0.75%
Rate Fixed/Variable: Varies
Dividends Compounded Paid: Monthly
Money Market-200K
Minimum Opening Deposit: 0
Minimum Balance: 0
Minimum to Earn Dividends: $200,000
Annual Percentage Yield (APY): 0.75%
Dividend Rate: 0.75%
Rate Fixed/Variable: Varies
Dividends Compounded Paid: Monthly
Checking Account
Minimum Opening Deposit: $25.00
Minimum Balance: 0
Minimum to Earn Dividends: N/A
Annual Percentage Yield (APY):
Dividend Rate:
Rate Fixed/Variable:
Dividends Compounded Paid:
Second Chance Checking Account
Minimum Opening Deposit: $25.00
Minimum Balance: 0
Minimum to Earn Dividends: N/A
Annual Percentage Yield (APY):
Dividend Rate:
Rate Fixed/Variable:
Dividends Compounded Paid:
Business Checking Account
Minimum Opening Deposit: $1,000.00
Minimum Balance: $1,000.00
Minimum to Earn Dividends: N/A
Annual Percentage Yield (APY):
Dividend Rate:
Rate Fixed/Variable:
Dividends Compounded Paid:

Certificates and IRA Certificates

TypeMinimum to Earn DividendsAnnual Percentage Yield (APY)Dividend RateRate Fixed/VariableDividends Compounded Paid
Type: 3-Month
Minimum to Earn Dividends: $10,000
Annual Percentage Yield (APY): 0.50%
Dividend Rate: 0.50%
Rate Fixed/Variable: Fixed
Dividends Compounded Paid: Monthly
Type: 6-Month
Minimum to Earn Dividends: $500
Annual Percentage Yield (APY): 5.00%
Dividend Rate: 5.00%
Rate Fixed/Variable: Fixed
Dividends Compounded Paid: Monthly
Type: 12-Month
Minimum to Earn Dividends: $500
Annual Percentage Yield (APY): 1.50%
Dividend Rate: 1.50%
Rate Fixed/Variable: Fixed
Dividends Compounded Paid: Monthly
Type: 18-Month
Minimum to Earn Dividends: $500
Annual Percentage Yield (APY): 2.00%
Dividend Rate: 2.00%
Rate Fixed/Variable: Fixed
Dividends Compounded Paid: Monthly
Type: 24-Month
Minimum to Earn Dividends: $500
Annual Percentage Yield (APY): 2.50%
Dividend Rate: 2.50%
Rate Fixed/Variable: Fixed
Dividends Compounded Paid: Monthly
Type: 36-Month
Minimum to Earn Dividends: $500
Annual Percentage Yield (APY): 2.50%
Dividend Rate: 2.50%
Rate Fixed/Variable: Fixed
Dividends Compounded Paid: Monthly
Type: 60-Month
Minimum to Earn Dividends: $500
Annual Percentage Yield (APY): 2.50%
Dividend Rate: 2.50%
Rate Fixed/Variable: Fixed
Dividends Compounded Paid: Monthly

Jumbo Certificates

TypeMinimum Deposit/ BalanceMinimum to Earn DividendsAnnual Percentage Yield (APY)Dividend RateRate Fixed/VariableDividends Compounded Paid
Type: 6-Month
Minimum Deposit/ Balance: $50,000
Minimum to Earn Dividends: $50,000
Annual Percentage Yield (APY): 5.00%
Dividend Rate: 5.00%
Rate Fixed/Variable: Fixed
Dividends Compounded Paid: Monthly
Type: 12-Month
Minimum Deposit/ Balance: $50,000
Minimum to Earn Dividends: $50,000
Annual Percentage Yield (APY): 1.50%
Dividend Rate: 1.50%
Rate Fixed/Variable: Fixed
Dividends Compounded Paid: Monthly

Golden Eagle Certificates

TypeMinimum Deposit/ BalanceMinimum to Earn DividendsAnnual Percentage Yield (APY)Dividend RateRate Fixed/VariableDividends Compounded Paid
Type: 6-Month
Minimum Deposit/ Balance: $5,000
Minimum to Earn Dividends: $5,000
Annual Percentage Yield (APY): 5.00%
Dividend Rate: 5.00%
Rate Fixed/Variable: Fixed
Dividends Compounded Paid: Monthly
Type: 12-Month
Minimum Deposit/ Balance: $5,000
Minimum to Earn Dividends: $5,000
Annual Percentage Yield (APY): 1.50%
Dividend Rate: 1.50%
Rate Fixed/Variable: Fixed
Dividends Compounded Paid: Monthly
  • Rate Information:
    The Annual Percentage Yield (APY) Dividend Rate reflect the total amount of interest and dividends to be paid on an account based on the rate and frequency of compounding for an annual period.
  • Compounding and Crediting:
    Unless otherwise stated paid dividends will be compounded and credited to your account monthly.
  • Minimum Balance Requirements:
    The minimum balance requirement for each account is shown above. Minimum balance requirements may include a minimum opening deposit and the minimum balance that you must maintain each day to earn the stated dividend for that account. The par value of a share is $5.00
  • Accrual of Dividends:
    Dividends will begin to accrue on the business day that you make the deposit.
  • Average Daily Balance Computation:
    The Average Daily Balance Method applies a periodic rate to the average daily balance in the account for the period. It is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period.
  • Second Chance Checking:
    The Second Chance Checking account requires a minimum of $25 to open the account. There is a monthly $10 service fee.
  • Business Checking:
    The Business Checking Account requires a minimum balance of $1,000. If your balance falls below the minimum a $10 fee will be assessed to the account.
  • Variable Rate Information:
    If your rate is variable, the rate is based on JetStream’s Board of Directors discretion. We may change the rate monthly on the first day of the month. There are no limitations on the amount the rate can change.
  • Golden Eagle Accountholders:
    Golden Eagle Members must maintain a minimum of $10,000 within their deposit accounts. (savings, clubs, certificates or IRAs)
  • Renewal policy:
    Unless you instruct us otherwise, your Certificate Account will automatically renew at maturity. You have 10 days after the maturity date to withdraw or transfer the funds without incurring an early withdrawal penalty.
  • Maturity:
    Your account will mature in accordance with the terms stated above and as indicated in your statement.
  • Early withdrawal penalties:
    Penalties apply for early withdrawal on all term accounts. We will impose a penalty on early withdrawals on an account of less than 1 year of 30 days of dividend. Accounts with terms of more than one year the penalty we may impose will equal 90 days of dividends.

Miami Lakes

Phone: (305) 821-7060
Fax:     (305) 819-8072

Doral

Phone: (305) 821-7060
Fax:     (305) 418-4922

Mercy Hospital

Phone: (305) 821-7060
Fax:     (877) 233-6283

Puerto Rico

(305) 821-7060 ext. 8799
(800) 426-3556
(877) 213-2954 Fax

Shared Branch Locations


© JetStream Federal Credit Union. All rights reserved.