Savings Accounts

Simple savings to reach your goals.

Open an Account

Why Choose a JetStream FCU
Savings Account

Membership Savings

$5 monthly fee meeting the relationship requirements
$50 minimumm to earn dividends
Can be used as an overdraft protection
Account must maintain an overall deposit balance of $250 coupled with a credit union loan to avoid an Account Relationship fee (refer to our fee schedule)

Club

$5 Minimum opening deposit
$50 minimumm to earn dividends
$0 minimum balance

Access Anytime

Conveniently manage your money 24/7 via JetStream's Mobile or Online Banking at your own pace and on your own schedule.

Deposit a Check in Seconds

Use our mobile app to snap a picture of your check and deposit to your account in seconds, when you’re on the go.

Access to Thousands of ATMs

Withdraw or deposit to your savings conveniently. With our partners, we offer more than 30,000 thousand surcharge-free ATMs.

Budgeting Tools

Get access to budgeting tools that track your spending, send notifications when exceeding budgets, and calculate where you spend the most money.

Save for Specific Needs with Club Accounts

A little at a time. You can easily set up automatic transfers just in time for your seasonal shopping, travel, Christmas gifts, birthdays...

Let's Start Saving

Savings Account Interest Rates

Account Type	Minimum Opening Deposit	Minimum Balance	Minimum to Earn Dividends	Annual Percentage Yield (APY)	Dividend Rate	Rate Fixed/Variable	Dividends Compounded Paid
Membership Savings Account	$5.00	$5.00	$50.00	0.10%	0.10%	Varies	Monthly
Club Account	$5.00	0	$50.00	0.10%	0.10%	Varies	Monthly

Start Saving with 3 Easy Steps

Open An Account with a $5 Minimum

Set Up Your Savings Goals

Achieve Results and Track Them in Our App

Open An Account

Federal Insurance

The National Credit Union Administration (NCUA) is a U.S. government agency that federally insures your savings accounts up to $250,000. Plus, individual retirement accounts are insured separately up to $250,000.

What does this mean for you? This means that the deposits that you make at JetStream Federal are protected by an established U.S. government agency. By putting your trust in our Miami-based credit union, you can rest easy knowing that your money is in good hands.

For more information on how your accounts are federally insured, take a few minutes to review this information provided by the NCUA:

NCUA Consumer Report: Share Insurance Estimator

Regulation D is a federal regulation which places certain limits on the number of transfers or withdrawals members can make from their savings, club, and money market accounts. Click to learn more about Reg. D