Why Choose a JetStream FCU
Savings Account
Membership Savings
- $5 monthly fee meeting the relationship requirements
- $50 minimumm to earn dividends
- Can be used as an overdraft protection
- Account must maintain an overall deposit balance of $250 coupled with a credit union loan to avoid an Account Relationship fee (refer to our fee schedule)
Club
- $5 Minimum opening deposit
- $50 minimumm to earn dividends
- $0 minimum balance
Access Anytime
Deposit a Check in Seconds
Access to Thousands of ATMs
Withdraw or deposit to your savings conveniently. With our partners, we offer more than 30,000 thousand surcharge-free ATMs.
Budgeting Tools
Save for Specific Needs with Club Accounts
| Account Type | Minimum Opening Deposit | Minimum Balance | Minimum to Earn Dividends | Annual Percentage Yield (APY) | Dividend Rate | Rate Fixed/Variable | Dividends Compounded Paid |
|---|---|---|---|---|---|---|---|
| Membership Savings Account | $5.00 | $5.00 | $50.00 | 0.10% | 0.10% | Varies | Monthly |
| Club Account | $5.00 | 0 | $50.00 | 0.10% | 0.10% | Varies | Monthly |
Start Saving with 3 Easy Steps
Open An Account with a $5 Minimum
Set Up Your Savings Goals
Achieve Results and Track Them in Our App
Federal Insurance
The National Credit Union Administration (NCUA) is a U.S. government agency that federally insures your savings accounts up to $250,000. Plus, individual retirement accounts are insured separately up to $250,000.
What does this mean for you? This means that the deposits that you make at JetStream Federal are protected by an established U.S. government agency. By putting your trust in our Miami-based credit union, you can rest easy knowing that your money is in good hands.
For more information on how your accounts are federally insured, take a few minutes to review this information provided by the NCUA:
Regulation D is a federal regulation which places certain limits on the number of transfers or withdrawals members can make from their savings, club, and money market accounts. Click to learn more about Reg. D