Site Language:
Routing number 267080355
Debit Cards

Make purchases quickly and easily

Your CONTACTLESS Visa Debit Card uses a secure chip to prevent fraud. Pay for purchases without writing checks; the amount is automatically deducted from your JetStream checking account based on your balance. Learn more about how temporary holds affect your account balance.

Shop effortlessley and securely.

Contactless Cards

You can choose to tap and leave while using your contactless debit card. This additional degree of security has been provided for the benefit of all of our members.

Mobile Banking

Manage Your Money on the Go

Effortlessly check balances, make transfers, deposit checks, and set up alerts using our mobile app.

Free overdraft protection

With our free overdraft protection, it's simple to ensure that you never pay overdraft penalties.

ATMs without surcharges

Choose from a nationwide network of tens of thousands of surcharge-free ATMs. Members don't pay anything to use our ATM.

Make the most of your Jetstream FCU Debit Card and take advantage of amazing, FREE features!

Visa Purchase Alerts

Check Eligibility and Protect Your Account with Real-Time Notifications.

VISA® Checkout

Fast, Secure, and Easy Online Payments

Store your payment and shipping info securely in one place. Complete online purchases with just a few clicks, protected by advanced security features.

Dovly

Automated Credit Repair

Dovly protects your credit with automated monitoring and dispute resolution. Keep your credit score accurate and free of errors effortlessly.

ID Navigator by NortonLifeLock

Comprehensive Identity Protection
Safeguard your identity with NortonLifeLock’s advanced fraud protection. Enjoy comprehensive monitoring and alerts to keep your personal information secure.

Mobile Payment and App Features

Mobile Wallet

Tap and Pay with Ease

Use Apple Pay®, Google Pay™, Samsung Pay™, and Garmin Pay mobile wallet.

To report your card Lost or Stolen:

If you receive a call from our security monitoring department that your card is blocked for irregular activity, please call 1-888-918-7313.

FAQs

How can I get a new debit card?
It is simple to obtain a new debit card. Simply visit any location and we'll issue you a replacement card right away.
How do I modify my PIN?
You will be requested to alter your PIN when you activate your debit card. When choosing your PIN, keep in mind that it might be the same as your prior PIN or it can be changed to something new.
What happens if my card is stolen or lost?
Set up card controls via internet banking or our mobile app. We provide card controls, which allow you to lock your card in real time if it is lost or stolen. You can also set up alerts for transactions and merchants to help you keep track of your spending.
Should I use debit or credit when I swipe my card?
This is entirely up to you, but selecting "credit" when paying adds an added degree of security to every purchase. This easy procedure, also known as zero liability protection, immediately protects you from inaccurate or double charges.
How do temporary holds affect my account balance?

On debit card purchases, merchants may request a temporary hold on your account for a specified sum of money, which may be more than the actual amount of your purchase. When this happens, our processing system cannot determine that the amount of the hold exceeds the actual amount of your purchase. This temporary hold, and the amount charged to your account, will eventually be adjusted to the actual amount of your purchase, but it may be up to three days before the adjustment is made. Until the adjustment is made, the amount of funds in your account available for other transactions will be reduced by the amount of the temporary hold. If another transaction is presented for payment in an amount greater than the funds left after the deduction of the temporary hold amount, that transaction will be a nonsufficient funds (NSF) transaction if we do not pay it or an overdraft transaction if we do pay it. You will be charged an NSF or overdraft fee according to our NSF or overdraft fee policy. You will be charged the fee even if you would have had sufficient funds in your account if the amount of the hold had been equal to the amount of your purchase.

Here is an example of how this can occur – assume for this example the following: (1) you have opted-in to our overdraft services for the payment of overdrafts on ATM and everyday debit card transactions, (2) we pay the overdraft, and (3) our overdraft fee is $30 per overdraft.

You have $120 in your account. You swipe your card at the card reader on a gasoline pump. Since it is unclear what the final bill will be, the gas station’s processing system immediately requests a hold on your account in a specified amount, for example, $80. Our processing system authorizes a temporary hold on your account in the amount of $80, and the gas station’s processing system authorizes you to begin pumping gas. You fill your tank and the amount of gasoline you purchased is only $50. Our processing system shows that you have $40 in your account available for other transactions ($120 - $80 = $40) even though you would have $70 in your account available for other transactions if the amount of the temporary hold was equal to the amount of your purchase ($120 - $50 = $70). Later, another transaction you have authorized is presented for payment from your account in the amount of $60 (this could be a check you have written, another debit card transaction, an ACH debit or any other kind of payment request). This other transaction is presented before the amount of the temporary hold is adjusted to the amount of your purchase (remember, it may take up to three days for the adjustment to be made). Because the amount of this other transaction is greater than the amount our processing system shows is available in your account, our payment of this transaction will result in an overdraft transaction. Because the transaction overdraws your account by $20, your account will be assessed the overdraft fee of $30 according to our overdraft fee policy. You will be charged this $30 fee according to our policy even though you would have had enough money in your account to cover the $60 transaction if your account had only been debited the amount of your purchase rather than the amount of the temporary hold or if the temporary hold had already been adjusted to the actual amount of your purchase.

What is Visa Account Updater (VAU)?

The Visa Account Updater (VAU) service automatically provides participating merchants where you have established recurring payments, with your updated card number and expiration date when your card(s) expire, are lost or stolen and new cards are issued. This free benefit provides peace of mind knowing you won’t have to contact each merchant with recurring payments, to update your card information.

To opt-out of the Visa Account Updater, please send us a Secure Message in online or mobile banking, or send us your request in writing to:

JetStream Federal Credit Union
Attn: Card Services
P.O. Box 5487
Miami Lakes FL 33014.

Miami Lakes

Phone: (305) 821-7060
Fax:     (305) 819-8072

Doral

Phone: (305) 821-7060
Fax:     (305) 418-4922

Mercy Hospital

Phone: (305) 821-7060
Fax:     (877) 233-6283

Puerto Rico

(305) 821-7060 ext. 8799
(800) 426-3556
(877) 213-2954 Fax

Shared Branch Locations


We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.

© JetStream Federal Credit Union. All rights reserved.