With Overdraft Privilege Plus, you can use your debit card at ATMs and make everyday purchases with it. Under the rules in place now, all members must choose to use Overdraft Privilege Plus. If you don't opt in, transactions that cost more than what you have in your account will still be denied. You can opt-out at any time. To sign up, you can call us or stop by one of our branch sites.
Did you know that it is FREE?
You can keep from going overdrawn on your bank account by linking it to a savings or money market account.
Lines of credit can also keep a checking account from going overdrawn. Based on your APR, interest will be added to the loan, but there are no fees for this. Either a personal line of credit or a home equity line of credit can keep you from going overdrawn.