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Routing number 267080355

Everyone makes errors.

Sometimes, a mistake could lead to a returned item or an overdrawn account. You can protect yourself from overdrafts and the fees that come with them, which is good news.

Visit any of our stores to find out about new services that can help you and improve your banking experience. One of our most important services is overdraft protection, which lets you link your checking account to a savings or money market account or use a personal or home equity line of credit to cover overdrafts.

Overdraft protection is a great way to escape late fees and returned checks, which can cost a lot of money. There are no transfer fees. If you need extra help, our overdraft privilege program can pay for your transactions temporarily so you don't have to worry about not having enough money.

Overdraft Privilege

If you don't have enough money in your checking account, Jetstream will automatically offer eligible account users the Overdraft Privilege, which is a service they can choose to use to pay bills. You can only use the overdraft privilege if you don't have enough money in your bank account or have already used up all the money in your overdraft savings or line of credit.

Overdraft Privilege Plus

With Overdraft Privilege Plus, you can use your debit card at ATMs and make everyday purchases with it. Under the rules in place now, all members must choose to use Overdraft Privilege Plus. If you don't opt in, transactions that cost more than what you have in your account will still be denied. You can opt-out at any time. To sign up, you can call us or stop by one of our branch sites.

Did you know that it is FREE?

You can keep from going overdrawn on your bank account by linking it to a savings or money market account.

Lines of credit can also keep a checking account from going overdrawn. Based on your APR, interest will be added to the loan, but there are no fees for this. Either a personal line of credit or a home equity line of credit can keep you from going overdrawn.

Important Information Regarding Overdrafts and Your Account

Learn more about how temporary holds affect your account balance.


What is a returned item?

A returned item is when we decline a transaction you’ve made because it exceeds your available balance. You may need to deposit funds to cover the amount of the item in the event it is presented to us for payment again. This will also help avoid the merchant from potentially canceling your goods or services and charge you a fee.

What is a business day?
Every day is considered a business day.
What fees will I be charged if JetStream pays my overdraft?
If at the end of the day your account is overdrawn, we will charge you a fee of $30 per overdraft item.

Miami Lakes

Phone: (305) 821-7060
Fax:     (305) 819-8072


Phone: (305) 821-7060
Fax:     (305) 418-4922

Mercy Hospital

Phone: (305) 821-7060
Fax:     (877) 233-6283

Puerto Rico

(305) 821-7060 ext. 8799
(800) 426-3556
(877) 213-2954 Fax

Shared Branch Locations

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