Account Relationship Fee
*waived for minors and personal membership savings accounts with an average monthly deposit balance of
at least $250, or an active credit union loan, or make at least one deposit during each month.
$5 per month*
Close Membership Account within 6 months of opening
$10
Dormant Accounts (after 1 year without a financial transaction and deposit balance is less than $250)
$5 per month
Abandoned Property Processing
$30
ACCOUNT
ACH returned item
$30 per presentment
Cancel Stop Payment
$5
Returned checks due to NSF, UCF or Reg D
$30 per presentment
Copy of paid checks
$5 each
Copy of Statement
$5
Stop Payment (check, ACH or Bill Pay)
$25 per request
Checking
Temporary Checks (group of 8)
$5
Identity Theft Program
$1.50 per month
Overdraft Protection Transfers
FREE
Overdraft Privilege Item
$30
Business Checking
Business Checking *waived with a daily deposit balance of at least $1,000, or with an active commercial loan.
$10.00 per month*
Money Market
Daily Deposit Balance Falls Below $2500
$10
Exceed 6 transactions per month
$10
SERVICE
Check Cashing Fee (for non-members)
$5.00
Official Check/member
$5.00
Official Check/non-member
$15.00
Official Check Stop Payment
$25.00
Research on Account (member error)
$30 per hour/$10 min
Return Statement (incorrect address)
$5.00
IRA Transfer to other Financial Institutions
$25.00
Levy/Garnishment
$125.00
Foreign Collection Item
$30 + actual cost
WIRE TRANSFERS
Incoming
$10.00
Outgoing Domestic
$25.00
Outgoing International
$50.00
Special Handling Fee
$35.00
VISA DEBIT CARD & ATM CARD
Transaction Fee (foreign ATMs)
$1.00
International Transaction Fee
2%
Lost/Damaged Card
$10.00
Overdrawn ATM account
$30.00
PIN Mailer Reissue Request
$2.00
Rush Card Fee
$35.00
LOANS
Consumer Loan Late Payment
The greater of $20 or 10% of your payment amount
Returned loan payment
$30
ACH Loan Payment Pay-by-Phone Fee for Loans and Credit Card Payments
$10
ACH Loan Payment Through Online/ Mobile Banking
Free
Subordination on Home Loans
$250.00 each
CREDIT CARDS
Annual Fee
None
Late Payments up to
$37.00
Lost/Damaged Replacement Card
$10.00
Returned Payment Item Up To
$37.00
Stop Payments
$25.00
Copy of Convenience Checks
$5.00 each
Over Limit Fee
None
PIN Mailer Reissue Request
$2.00
International/Foreign Transaction Fee
2.00%
Balance Transfer Fee
None
Cash Advance Fee
2% of transaction or a minimum of $10, maximum $100
