MEMBERSHIP | |
Account Relationship Fee *waived for minors and personal membership savings accounts with an average monthly deposit balance of at least $250, or an active credit union loan, or make at least one deposit during each month. |
$5 per month* |
Close Membership Account within 6 months of opening | $10 |
Dormant Accounts (after 1 year without a financial transaction and deposit balance is less than $250) | $5 per month |
Abandoned Property Processing | $30 |
ACCOUNT | |
ACH returned item | $30 per presentment |
Cancel Stop Payment | $5 |
Returned checks due to NSF, UCF or Reg D | $30 per presentment |
Copy of paid checks | $5 each |
Copy of Statement | $5 |
Stop Payment (check, ACH or Bill Pay) | $25 per request |
Checking |
|
Temporary Checks (group of 8) | $5 |
Identity Theft Program | $1.50 per month |
Overdraft Protection Transfers | FREE |
Overdraft Privilege Item | $30 |
Business Checking |
|
Business Checking *waived with a daily deposit balance of at least $1,000, or with an active commercial loan. |
$10.00 per month* |
Money Market |
|
Daily Deposit Balance Falls Below $2500 | $10 |
Exceed 6 transactions per month | $10 |
SERVICE | |
Check Cashing Fee (for non-members) | $5.00 |
Official Check/member | $5.00 |
Official Check/non-member | $15.00 |
Official Check Stop Payment | $25.00 |
Research on Account (member error) | $30 per hour/$10 min |
Return Statement (incorrect address) | $5.00 |
IRA Transfer to other Financial Institutions | $25.00 |
Levy/Garnishment | $125.00 |
Foreign Collection Item | $30 + actual cost |
WIRE TRANSFERS | |
Incoming | $10.00 |
Outgoing Domestic | $25.00 |
Outgoing International | $50.00 |
Special Handling Fee | $35.00 |
VISA DEBIT CARD & ATM CARD | |
Transaction Fee (foreign ATMs) | $1.00 |
International Transaction Fee | 2% |
Lost/Damaged Card | $10.00 |
Overdrawn ATM account | $30.00 |
PIN Mailer Reissue Request | $2.00 |
Rush Card Fee | $35.00 |
LOANS | |
Consumer Loan Late Payment | The greater of $20 or 10% of your payment amount |
Returned loan payment | $30 |
ACH Loan Payment Pay-by-Phone Fee for Loans and Credit Card Payments | $10 |
ACH Loan Payment Through Online/ Mobile Banking | Free |
Subordination on Home Loans | $250.00 each |
CREDIT CARDS | |
Annual Fee | None |
Late Payments up to | $37.00 |
Lost/Damaged Replacement Card | $10.00 |
Returned Payment Item Up To | $37.00 |
Stop Payments | $25.00 |
Copy of Convenience Checks | $5.00 each |
Over Limit Fee | None |
PIN Mailer Reissue Request | $2.00 |
International/Foreign Transaction Fee | 2.00% |
Balance Transfer Fee | None |
Cash Advance Fee | 2% of transaction or a minimum of $10, maximum $100 |
Rush Card Fee | $35.00 |
Effective 4/1/2021