All JetStream Federal locations will be closed on Monday, January 20, 2020 in observance of the Martin Luther King, Jr federal holiday.

Second Chance Checking ...

Because We Understand

JetStream Federal understands you may have experienced financial hardship in the past, and you’ve been turned down for a checking account at other financial institutions. We want to give you a second chance.

So, to help you get a new start in a tough time (after all, people matter most at JetStream Federal), we’ve designed Second Chance Checking, with the following features:

  • $25 minimum deposit to open
  • $10 monthly service fee
  • Unlimited check writing
  • FREE online and mobile banking
  • FREE bill payer
  • FREE bank by phone
  • FREE direct deposit of paycheck (required)
  • ATM card access*

In order to qualify for a Second Chance Checking Account:

√ Must not be delinquent on any JetStream Federal loans

√ Must not have any outstanding debts with JetStream Federal

√ Must not have fraud activity or teller abuse on ChexSystems records 

We believe you deserve a second chance! Let us provide you with the opportunity to take your first step towards a solid financial future with a Second Chance Checking account.


*Set up fee $4.00. Overdraft Privilege (Courtesy Pay) and a debit card are not available on this account.
NOTE: After 12 months of maintaining your account in good standing (including no NSF activity), you may request us to review your account for conversion to a regular checking account.


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