We will provide you with a Visa debit card and set you up with Online Banking and our Mobile App.
If you're tired of repeatedly being turned down for a checking account, or if you've experienced a financial hardship in the past, you probably know how difficult it is to access convenient banking.
So, to help you get a new start in a tough time, we’ve designed Second Chance Checking, with the following features:
In order to qualify for a Second Chance Checking Account:
We believe you deserve a second chance! Let us provide you with the opportunity to take your first step towards a solid financial future with a Second Chance Checking account.
* Requires a set-up fee of $4. Overdraft Privilege (Courtesy Pay) and a debit card are not available with a Second-Chance Checking Account.
Note: After 12 months of maintaining your account in good standing (including no NSF activity), you may request us to review your account to see if you quality for a regular checking account.
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.