Personal Loans

Personalized for you to pursue
your personal goals.

View Rates

Borrow as much as $20,000
for Any Purpose with Flexible Terms

What do you need?

Consolidate my debt

Build my credit

Quick Extra Cash

Rates as low as:

36 Months 9.99% APR
60 Months 10.99% APR

Calculate your loan

This calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us.

Personal loans for extra cash
or to consolidate debt

Personal Line of Credit

A personal line of credit works similar to a credit card, only you get to lock in a fixed rate — as low as 10.99% APR.* It's great for funding expenses over a period of time, or to have as an emergency fund. Your credit limit of up to $20,000 is available to you for 60 months. Use only what you need, when you need it — you'll only pay interest on what you use.

Signature Loan

With fixed rates as low as 9.99% APR,* a signature loan is a great way to borrow a lump sum up to $20,000 for anything you need. This unsecured loan needs only your signature — no collateral or savings required! You'll have fixed monthly payments and you never have to worry about your rate increasing.

Personal loans to build credit

Secured Personal Loan

Want the absolute best rate? Use your savings as collateral on a secured personal loan for rates as low as just 3% over your dividend rate! Funds in your savings or certificate account are frozen from use, but made available to you as pay down the loan. This is also a great loan to use when you need to build or repair your credit.

No Credit-Check Loan

No credit? No problem! A No Credit-Check loan helps JetStream Federal members get a quick and easy loan without the hassle of a credit check. Available for $600 or $1000, with 6 months to repay.

A No Credit-Check loan is available to members of JetStream Federal with an account in good standing for more than 6 months. Please note this loan requires a non-refundable application fee of $20.