Specialty Accounts 
Tailored to Your Needs    
        Specialty Accounts 
Tailored to Your Needs    
 
Types of Specialty Accounts
our accounts provide the access, security, and flexibility you need.
- 
        Estate 
 Accounts
- 
        Trust 
 Accounts
- 
        Guardianship 
 Accounts
- 
        Power of Attorney 
 Accounts
- 
        Rep Payee 
 Accounts
- 
        Fiduciary for 
 VA Benefits
Estate Accounts
Set up for court-appointed Personal Representatives to manage the assets of a deceased individual.
- Who can open? A Personal Representative with valid Letters of Administration issued by a Florida or Puerto Rico court.
- Access & Features:
 ✔ Only accessible by the Personal Representative.
 ✔ Check-writing available.
Trust Accounts (Revocable & Irrevocable)
Designed for Trustees managing assets in accordance with trust terms.
- Who can open? A legally appointed Trustee.
- Access & Features:
 ✔ Available for both Revocable and Irrevocable Personal Trusts.
 ✔ Funds remain protected while ensuring proper distribution.
Plenary Guardianship Accounts
For court-appointed guardians managing finances on behalf of another individual.
- Who can open? A Guardian with valid Florida Letters of Guardianship.
- Access & Features:
 ✔ Only accessible by the appointed Guardian(s).
 ✔ Check-writing and debit cards available.
 ✔ JetStream FCU cannot serve as a Restricted Depository.
Power of Attorney (POA) Accounts
For individuals who have been granted legal authority to manage another person’s finances.
- Who can open? A Power of Attorney (POA) Agent meeting Florida Statutory requirements, subject to legal review.
- Access & Features:
 ✔ POA Agents can be added to a General Membership account (excludes Trusts and Fiduciary roles).
 ✔ Check-writing and debit card options available.
Representative Payee Accounts
For individuals appointed as Representative Payees to manage federal benefit payments.
- Who can open? A Representative Payee appointed by the Social Security Administration, VA, Office of Personnel Management, or Railroad Retirement Board.
- Access & Features:
 ✔ Only accessible by the Representative Payee.
 ✔ Check-writing and debit cards available.
 ✔ Funds must be managed according to federal regulations.
Fiduciary for VA Benefits Accounts
For an individual that has been appointed as Fiduciary by the Department of Veterans Affairs (VA) to receive VA funds on behalf of a beneficiary for the use and benefit of the beneficiary and their dependents.
- Who can open? A Fiduciary officially appointed by the VA.
- Access & Features:
 ✔ Only the VA-appointed Fiduciary can access funds.
 ✔ Check-writing and debit cards available.
 ✔ Funds are safeguarded under VA fiduciary account program guidelines.
Set up for court-appointed Personal Representatives to manage the assets of a deceased individual.
- Who can open? A Personal Representative with valid Florida Letters of Administration.
- Access & Features:
 ✔ Only accessible by the Personal Representative.
 ✔ Check-writing available.
Designed for Trustees managing assets in accordance with trust terms.
- Who can open? A legally appointed Trustee.
- Access & Features:
 ✔ Available for both Revocable and Irrevocable Trusts.
 ✔ Funds remain protected while ensuring proper distribution.
For court-appointed guardians managing finances on behalf of another individual.
- Who can open? A Guardian with valid Florida Letters of Guardianship.
- Access & Features:
 ✔ Only accessible by the appointed Guardian(s).
 ✔ Check-writing and debit cards available.
 ✔ JetStream FCU cannot serve as a Restricted Depository.
For individuals who have been granted legal authority to manage another person’s finances.
- Who can open? A Power of Attorney (POA) Agent meeting Florida Statutory requirements, subject to legal review.
- Access & Features:
 ✔ POA Agents can be added to a General Membership account (excludes Trusts and Fiduciary roles).
 ✔ Check-writing and debit card options available.
For individuals or agencies appointed as Representative Payees to manage federal benefit payments.
- Who can open? A Representative Payee assigned by the Social Security Administration, VA, Office of Personnel Management, or Railroad Retirement Board.
- Access & Features:
 ✔ Only accessible by the Representative Payee.
 ✔ Check-writing and debit cards available.
 ✔ Funds must be managed according to federal regulations.
For Department of Veterans Affairs (VA) appointed Fiduciaries managing VA benefit payments.
- Who can open? A Fiduciary officially appointed by the VA.
- Access & Features:
 ✔ Only the VA-appointed Fiduciary can access funds.
 ✔ Check-writing and debit cards available.
 ✔ Funds are safeguarded under VA fiduciary account program guidelines.
Why Choose JetStream FCU?
Security & Compliance
We ensure all accounts meet legal and regulatory requirements.
Personalized Service
Our team is here to guide you through the setup process.
Convenience
Manage your accounts easily with online banking and in-branch support.
Have questions?
Contact us today to find the right Specialty Account for your needs!