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Routing number 267080355

Auto Loans

Get pre-qualified or refinance
your new or used auto loan.

We make auto loans
simple, transparent and flexible.

Loan Calculators

  • New Cars Rates starting at 4.99%

    Your Monthly Payment:

  • Used Cars Rates starting at 5.24%

    Your Monthly Payment:


This calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us.

Apply before you shop

You'll know precisely what you can afford and you will be in power to negotiate at the dealership.

No prepayment penalties

Want to pay off your loan early? Perfect!
We don't have prepayment penalties.

We are leaders in providing competitive Auto Loans

As a credit union, we are able to keep our interest rates lower than most big banks and provide personal service.

Low Rates

Rates from 4.99% APR - some of the lowest in town!

Extended terms

Terms up to 84 months mean you get a lower monthly payment.


Fast and easy pre-approval so you can shop with confidence.

Auto Advisor

Hate going to the dealership? Our expert Auto Advisors can locate your vehicle and negotiate the best price for you — hassle-free!

Save on Insurance

Get the right coverage at a great rate from our insurance experts. Ask us for a free quote.

Additional Discount rates

Ask us, and qualify!

Rates as Low As

  • 36 Months: 4.99%APR
  • 48 Months: 5.49% APR
  • 60 Months: 5.99% APR
  • 72 Months: 6.49% APR
  • 84 Months: 9.99% APR

Save on Auto Insurance

Save time and money and find the best quote within our insurance top of the industry partners (Progressive, Nationwide, ...) in this added service for being a JetStream member.

Go Green, 
Get a Discount

All vehicles in the United States are given a score by the Environmental Protection Agency (EPA) based on their estimated greenhouse gas emissions and fuel economy. SmartWay and SmartWay Elite are designations given to the most eco-friendly automobiles.

Many non-hybrid vehicles, too, can be SmartWay certified. Check out the EPA's website at

Our members who drive fuel-efficient cars will receive an auto loan rate reduction of .25% APR* courtesy of JetStream Federal. Choosing a car with low emissions and high fuel efficiency benefits both you and the planet. When the vehicle meets the EPA's Smartway or Smartway Elite criteria, the interest rate on a loan to purchase or refinance the vehicle is reduced by 25%.

Do you want to buy a car hassle-free
and get a great deal?

Use our Auto Advisors service to find great auto deals in your area. Take a look here (you will be surprised)

Ready to get a great loan on a new ride?

An auto loan at JetStream Federal Credit Union can turn your dreams into a reality without breaking the bank.

Visit a local branch or apply online to get pre-approved for your auto loan — you'll be glad you did!

Miami Lakes

Phone: (305) 821-7060
Fax:     (305) 819-8072


Phone: (305) 821-7060
Fax:     (305) 418-4922

Mercy Hospital

Phone: (305) 821-7060
Fax:     (877) 233-6283

Puerto Rico

(305) 821-7060 ext. 8799
(800) 426-3556
(877) 213-2954 Fax

Shared Branch Locations

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