Contactless payments are transactions made by tapping either a contactless chip card or payment-enabled mobile device over a contactless-enabled payment terminal. Cards, phones, watches and other devices use the same contactless technology. When you tap to pay checkout is secure, convenient and touch-free. Merchants will have the payment terminal clearly marked contactless or tap & pay. If this is not apparent at first, ask the merchant before paying.
Tapping to pay with your Visa contactless chip card or payment-enabled mobile/wearable device is a secure way to pay because each transaction generates a transaction-specific, one-time code, that is extremely effective in reducing counterfeit fraud.
To make a payment, your contactless chip card or payment-enabled mobile/wearable device must be placed within 2 inches of the Contactless Symbol located on the checkout terminal in order for the transaction to take place (so you can’t pay accidentally). You can also rest assured that Visa will protect your payment information from fraud losses and unauthorized purchases with Visa’s Zero Liability Policy*.
*Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.
Leave your card at home by adding it to your Apple Pay®, Google Pay™, Samsung Pay™, Garmin Pay, and FitBit Pay mobile wallet.
Add your JetStream FCU debit or credit card to your mobile wallet and scan at any tap to pay locations.
Using the tap and go feature helps provide security and fraud protection on your account.