Maximize Rewards: A Guide to the JetStream Rewards Program

Are you ready to make the most of your everyday spending? JetStream FCU offers an exciting opportunity to turn purchases into valuable rewards through its JetStream Rewards Program. In this guide, we'll explore how you can earn points, redeem them for fantastic rewards, and ultimately, bank smarter and live better.

What is the Rewards Program?

The JetStream Rewards Program is a loyalty program designed to reward our members for using their credit cards. When you use your qualified credit card for purchases, you earn points that can be exchanged for various rewards, such as travel, products, and more.

We have been a trusted financial partner for 75 years, with $238M in assets. This program is one of the many ways we provide value to its members in Miami-Dade or Puerto Rico.

Earning Points: It's Easier Than It Seems

Earning points is straightforward. Here’s how it works:

• Everyday Purchases: Use your Rewards credit card for everyday purchases, from groceries and gas to dining out and online shopping.
• Point Accumulation: Points are earned for every dollar spent on eligible purchases. The specific number of points earned per dollar may vary depending on the type of credit card held, so it’s essential to review the terms and conditions.
• Bonus Opportunities: Members should keep an eye out for special promotions that can help accelerate point earnings. There may be limited-time offers where extra points can be earned on specific categories of purchases.

Redeeming Rewards: A World of Possibilities

Once enough points have been accumulated, it’s time to redeem them for desired rewards. The program offers a wide range of redemption options:

• Travel: Points can be redeemed for flights, hotel stays, rental cars, and vacation packages.
• Merchandise: Members can choose from a vast catalog of merchandise, including electronics, home goods, apparel, and more.
• Gift Cards: Points can be redeemed for gift cards from popular retailers, restaurants, and entertainment venues.
• Cash Back: In some cases, there may be the option to redeem points for cash back as a statement credit or a direct deposit into your account.

Tips for Maximizing Rewards

To make the most of the rewards program, consider these tips:

1. Use Your Card for All Purchases: Maximize your point earnings with your credit card for every qualifying transaction.
2. Pay the Balance on Time: Eliminating interest charges allows the enjoyment of rewards without incurring extra costs.
3. Take Advantage of Bonus Opportunities: Keeping an eye out for special promotions can help earn extra points.
4. Redeem Points Strategically: Consider goals when redeeming points and focus on accumulating enough for specific trips or items.
5. Stay Informed: Locate information on the latest news and updates related to the rewards program through our website or customer service.

Understanding the Details

It’s essential to understand the terms and conditions of the rewards program:

• Eligibility: Members must meet eligibility requirements to participate in the program, generally meaning being a member of JetStream FCU and having an eligible credit card.
• Point Expiration: It’s important to check if points have an expiration date.
• Redemption Restrictions: Be aware of any restrictions on redeeming points for specific rewards.
• Program Changes: We reserve the right to change or cancel the program at any time.

How to Join the Rewards Program

If you are not already a member, joining is easy! If you live, work, worship, or study in Miami-Dade or Puerto Rico, you are eligible to join. You can visit our website or a branch location to learn more about membership requirements and how to apply.

Once you are a member, you can apply for a rewards credit card and start earning points right away.

JetStream FCU: More Than Just a Rewards Program

We are committed to providing a wide range of financial products and services to help members achieve their goals. In addition to the rewards program, we offer:

• Personal Loans: Whether you're looking to consolidate debt, finance a home renovation, or cover unexpected expenses, there are personal loans available with competitive rates and flexible terms.
• Mortgages: You can find financing options for your dream home with various mortgage choices tailored to your needs.
• Auto Loans: Get behind the wheel of your dream car with an auto loan that offers competitive rates and flexible terms to make car ownership more affordable.
• Financial Education: There is a commitment to helping members improve their financial literacy through various educational resources, including workshops, seminars, and online tools.

Is there any other way to obtain rewards besides personal credit cards?

The answer to this question is yes. There are other ways to obtain rewards with us, as described below.

JetStream Federal Debit Card: Purchase Rewards

 While the JetStream Rewards Program primarily focuses on credit cards, it also offers a Purchase Rewards program for debit card users. The program allows you to earn cash back on everyday purchases made with your JetStream Federal Visa Debit Card at select retailers. It's a great way to earn rewards without accumulating debt.

Business Credit Cards

For businesses, we offer business credit cards that can help you manage expenses and earn rewards. These cards often come with features like expense tracking and rewards tailored to business needs. With a business credit card for company purchases, points can be earned and exchanged for rewards relevant to your business or cash back.

Staying Safe: Protecting Information

We prioritize the safety of members' information. Members should always be vigilant about protecting personal and financial data. We will never ask for login details via text, email, or phone. If a suspicious message is received, it’s best to contact us directly.

Final Thoughts

The JetStream Rewards Program offers a fantastic opportunity to turn your everyday spending into valuable rewards. You can unlock a world of possibilities, whether it's travel, product, gifts and cash back when you understand how the program works and follow our tips to maximize your earnings.

And wait, our rewards program isn't just for credit cards - you can access it with your  Visa debit cards, which offer cash back at select merchants, while business credit cards provide rewards tailored to business needs.

Join today and start earning rewards!