Say Goodbye to 29% APR: JetStream’s Credit Cards Are Changing the Game
Stop Overpaying on Interest
If you’re carrying a balance on a traditional bank credit card, chances are you’re paying a painfully high interest rate—often as much as 29% or more. That’s money out of your pocket every single month, and over time, it can mean hundreds—or even thousands—of dollars lost to interest.
But there’s a smarter, more affordable way to manage your credit: JetStream Credit Union.
With an average credit card APR of just 15%, JetStream is helping members across Miami and Puerto Rico say goodbye to high-interest debt and take control of their finances with confidence.
The Credit Card Trap: Big Banks vs. Credit Unions
The Big Bank Model
Traditional banks offer flashy perks, but they often come with a catch:
- Sky-high interest rates
- Annual fees
- Hidden charges
- Complicated fine print
Once you carry a balance, those perks can quickly be outweighed by the cost of interest.
A Better Alternative: JetStream Credit Union
JetStream's credit cards are built with members in mind. That means:
- ✅ Transparent terms
- ✅ No hidden fees
- ✅ Lower interest rates
- ✅ Bilingual customer service
- ✅ Real financial empowerment
“I switched to JetStream after my old card hit me with a 29.99% APR out of nowhere,” says Isabel C. from Hialeah. “Now I’m saving money and paying down my balance faster than ever.”
Real Savings, Real Results
|
|
Big Bank Card |
JetStream Credit Union Card |
|
Average APR |
29% or more |
Around 15% |
|
Annual Fees |
$95+ |
$0 |
|
Late Fees |
Up to $40 |
Low or none |
|
Cash Advance Fees |
5% |
Lower or none |
|
Service |
Call centers, long holds |
Local, bilingual support |
The numbers don’t lie. With JetStream, members are saving hundreds of dollars each year simply by switching to a more affordable credit card option.
More Than Just a Low Rate
Lower APRs = More Savings
You shouldn’t have to pay 30% interest to use a credit card. JetStream believes in fair, reasonable rates that help you manage—not magnify—your debt.
No Hidden Fees or Surprises
Say goodbye to the unexpected charges that often come with big-bank cards. JetStream’s terms are clear, fair, and member-first.
Easy Application, Quick Decisions
Getting a JetStream credit card is fast and easy. The approval process is designed to be efficient and member-friendly, with flexible underwriting and local decision-making.
Bilingual Support That Puts You First
Whether you speak English or Spanish, JetStream’s team is ready to support you. Get help when you need it—from real people who care.
“It was so refreshing to talk to someone who actually explained everything in Spanish and made sure I understood,” says Raúl P., who recently opened a JetStream card. “That made all the difference.”
Smart Credit = Financial Freedom
High-interest credit cards keep millions of Americans stuck in a cycle of debt. But JetStream believes your credit card should be a tool for financial freedom—not a trap.
With a JetStream credit card, you can:
- 🔁 Consolidate higher-interest balances
- 🧾 Pay off purchases over time without being punished by interest
- 📈 Build or improve your credit responsibly
- 💳 Access credit on terms you can manage
And because JetStream is a credit union, not a for-profit bank, every decision they make is rooted in one goal: what’s best for you.
Ready to Make the Switch?
If you’re tired of juggling high-interest payments and hidden charges, it’s time to choose a card that’s designed for your success—not the bank’s profits.
Join thousands of members who are already making the switch to JetStream Credit Union’s low-interest credit cards.
Apply Now
JetStream Credit Union—because smarter credit means a better future.
