Say Goodbye to 29% APR: JetStream’s Credit Cards Are Changing the Game

May 21, 2025

Stop Overpaying on Interest

If you’re carrying a balance on a traditional bank credit card, chances are you’re paying a painfully high interest rate—often as much as 29% or more. That’s money out of your pocket every single month, and over time, it can mean hundreds—or even thousands—of dollars lost to interest.

But there’s a smarter, more affordable way to manage your credit: JetStream Credit Union.

With an average credit card APR of just 15%, JetStream is helping members across Miami and Puerto Rico say goodbye to high-interest debt and take control of their finances with confidence.

The Credit Card Trap: Big Banks vs. Credit Unions

The Big Bank Model

Traditional banks offer flashy perks, but they often come with a catch:

Sky-high interest rates
Annual fees
Hidden charges
Complicated fine print

Once you carry a balance, those perks can quickly be outweighed by the cost of interest.

A Better Alternative: JetStream Credit Union

JetStream's credit cards are built with members in mind. That means:

✅ Transparent terms
✅ No hidden fees
✅ Lower interest rates
✅ Bilingual customer service
✅ Real financial empowerment

“I switched to JetStream after my old card hit me with a 29.99% APR out of nowhere,” says Isabel C. from Hialeah. “Now I’m saving money and paying down my balance faster than ever.”

Real Savings, Real Results

	Big Bank Card	JetStream Credit Union Card
Average APR	29% or more	Around 15%
Annual Fees	$95+	$0
Late Fees	Up to $40	Low or none
Cash Advance Fees	5%	Lower or none
Service	Call centers, long holds	Local, bilingual support

The numbers don’t lie. With JetStream, members are saving hundreds of dollars each year simply by switching to a more affordable credit card option.

More Than Just a Low Rate

Lower APRs = More Savings

You shouldn’t have to pay 30% interest to use a credit card. JetStream believes in fair, reasonable rates that help you manage—not magnify—your debt.

No Hidden Fees or Surprises

Say goodbye to the unexpected charges that often come with big-bank cards. JetStream’s terms are clear, fair, and member-first.

Easy Application, Quick Decisions

Getting a JetStream credit card is fast and easy. The approval process is designed to be efficient and member-friendly, with flexible underwriting and local decision-making.

Bilingual Support That Puts You First

Whether you speak English or Spanish, JetStream’s team is ready to support you. Get help when you need it—from real people who care.

“It was so refreshing to talk to someone who actually explained everything in Spanish and made sure I understood,” says Raúl P., who recently opened a JetStream card. “That made all the difference.”

Smart Credit = Financial Freedom

High-interest credit cards keep millions of Americans stuck in a cycle of debt. But JetStream believes your credit card should be a tool for financial freedom—not a trap.

With a JetStream credit card, you can:

🔁 Consolidate higher-interest balances
🧾 Pay off purchases over time without being punished by interest
📈 Build or improve your credit responsibly
💳 Access credit on terms you can manage

And because JetStream is a credit union, not a for-profit bank, every decision they make is rooted in one goal: what’s best for you.

Ready to Make the Switch?

If you’re tired of juggling high-interest payments and hidden charges, it’s time to choose a card that’s designed for your success—not the bank’s profits.

Join thousands of members who are already making the switch to JetStream Credit Union’s low-interest credit cards.